Case Study 01 · Midway Financeira · 2023 to 2026

Revenue Architecture
and UX Operating Model

Building a UX function from the ground up as economic infrastructure. I joined as UX Manager reporting to the Director of Financial Products, inherited an execution-only design team, and restructured it into a governance-driven, P&L-connected organizational capability operating across 15 products and 7 channels.

Company Midway Financeira · Grupo Riachuelo · São Paulo
My Role UX Manager reporting to Director of Financial Products. Full ownership of team structure, governance model, design system, research function, and executive interface with Tech, Product & C-suite.
Scope 11 designers across 15 products · 7 channels · UX Research & Strategy and Content Design created from zero
Period 2023 to 2026
Disciplines
Org Design Design Systems Revenue Strategy Team Scaling P&L Governance OPEX Efficiency UX Research Governance
Outcome UX repositioned as structural economic lever · revenue above budget · 109% of revenue year budget delivered in core business
7→11
designers scaled
≥30%
execution time reduction
300+
deliveries 2023 to 2026
50+
research studies conducted
Org Transformation Design System Research & Strategy P&L Governance Fintech · Brazil · 2023 to 2026 15 Products · 7 Channels Team Scaling Org Transformation Design System Research & Strategy P&L Governance Fintech · Brazil · 2023 to 2026 15 Products · 7 Channels Team Scaling
01 Organizational Context

The design capability existed.
The organizational function did not.

I joined Midway as UX Manager reporting directly to the Director of Financial Products. What I found was a design team operating exclusively as an execution layer: designers assigned to squads, responding to briefs, shipping screens. No governance structure. No research function. No design system. No mechanism connecting design decisions to business outcomes. The function existed without the organizational capability to generate consistent, measurable output.

P
Organizational Problem

A design team with no infrastructure for scale

Seven designers distributed across squads without governance, without shared standards, without research capability, and without executive visibility. Design decisions were made locally, inconsistently, and without connection to P&L. The function was a cost center with no measurable return.

T
Strategic Thesis

UX as organizational infrastructure, not creative support

Design generates economic value when it operates as infrastructure: standardized, governed, measurable, and connected to revenue and risk signals. The transformation required building that infrastructure: team structure, research function, design system, and governance model. Each element was a prerequisite for reliable results at scale.

A
Structural Action

Scale the team. Build the functions. Then connect it to the business.

Scale the team from 7 to 11. Create UX Research & Strategy and Content Design as formal organizational functions. Implement a governed design system integrated with engineering. Establish formal governance via Azure, RACI, and design review rituals. Then connect all of it: journeys, blueprints, and research to P&L signals in real time.

02 Structural Interventions

Four systems built
in parallel.

Organizational transformation at this scale requires simultaneous construction across multiple dimensions. The interventions were not sequenced. Governance, team, research, and design system were built concurrently, each reinforcing the others. The decision to move in parallel rather than sequentially was itself a capital allocation choice: compressing the transformation timeline reduced the period during which the organization operated without full capability.

"Sequential infrastructure construction extends the period of partial capability. Every week without governance is a week of uncontrolled execution accumulating as technical and organizational debt."

Leadership principle · Midway · 2023

The four interventions were: team scaling and capability design, formal governance architecture, UX Research & Strategy as a new organizational function, and Design System as economic infrastructure. Each is detailed on the right. Together, they produced a function capable of operating across 15 products and 7 channels simultaneously without proportional headcount growth.

Intervention Architecture
Intervention 01 · Team Architecture

Scaled from 7 to 11 designers. Structured seniority distribution (Jr → Specialist) to match domain complexity. Assigned designers to critical product domains rather than generic squads. Eliminated the single-point-of-failure structure where any departure collapsed coverage of a channel.

Intervention 02 · Governance Architecture

Implemented formal governance via Azure DevOps, structured roadmap with ownership and entry criteria, RACI across all critical delivery fronts, and Design Review as a mandatory quality gate integrated with Tech. Governance was institutionalized as a non-negotiable operating standard.

Intervention 03 · UX Research Function

Created the UX Research & Strategy function from zero. Standardized the Double Diamond as the institutional design process, a required standard rather than a recommendation. Conducted 50+ research studies in the period and developed 15+ service blueprints detailing the entire operation across multiple touchpoints. Blueprints integrated physical and digital journeys, NPS signals, system logs, and research insights to accelerate strategic decision making and AI assisted insight generation. Established a filter for research alignment: studies not connected to strategic priorities were declined, preserving capacity for high-ROI work.

Intervention 04 · Design System

Built centralized component library with formal documentation, mandatory usage standards, DS Commit governance flow, Storybook integration, and direct code repository connection. Established a DS committee with structured adoption metrics per squad. Design System was framed and managed as a capital asset, not a tooling project.

03 Governance Under Conflict

The decisions that
defined the function.

Organizational transformation generates friction. The interventions described above arrived in an organization with established power structures, competing priorities, and existing operating patterns. The governance model held because specific decisions were made with clarity, documented, and enforced. Three conflicts were defining.

Conflict 01 · Scope Defense

Refused designer-as-PM scope creep

  • GPM and Product leadership attempted to assign product management responsibilities to designers: backlog ownership, sprint facilitation, and stakeholder management.
  • I formally declined on the grounds of role clarity, capacity protection, and quality risk. Designers performing dual functions produce neither role at full quality.
  • The boundary was enforced organizationally, documented in RACI and referenced in Design Review governance.
  • Outcome: Designers protected for design work. Delivery quality and team capacity maintained. The boundary accelerated trust with engineering, which benefited from cleaner handoffs.
Conflict 02 · Research Alignment

Said no to strategically misaligned research

  • Multiple requests arrived for research studies without clear strategic connection: exploratory work that would consume researcher capacity without producing prioritization-relevant output.
  • I established and enforced a formal filter: research requests required explicit connection to a strategic objective, a defined decision they would inform, and a timeline that matched the product roadmap.
  • Several requests were declined. This created short-term friction with stakeholders accustomed to research as an on-demand service.
  • Outcome: 50+ studies conducted, all strategically anchored. Research function treated as a scarce organizational asset, not a utility.
Conflict 03 · Governance Authority

Established governance where none had existed

  • Introducing formal governance (Design Review, DS Commit, RACI, roadmap with entry criteria) into a previously informal delivery culture generated resistance from product and engineering stakeholders accustomed to direct designer access.
  • I positioned governance not as bureaucracy but as a risk reduction mechanism with measurable impact on delivery quality and rework cost. The argument was made in economic terms to technical and product leadership.
  • Governance was adopted structurally, not culturally. Structural adoption is the only form that survives leadership turnover.
  • Outcome: Delivery predictability increased. Rework rate decreased. Design System adoption tracked per squad with mandatory compliance threshold.
04 Economic Impact

Infrastructure with
measurable return.

Organizational transformation is only credible when it produces measurable economic outcomes. The interventions built above generated returns across three categories: revenue performance, operational efficiency, and capital efficiency through system leverage.

109%
Of revenue year budget delivered in core business
Digital channel drove the gap above plan. UX decisions directly connected to P&L outcomes for the first time.
≥30%
Execution time reduction
Design System and governance compressing delivery cycle. Capacity gain without headcount addition.
−25%
Call center volume
Structural reduction via digitalization of critical self-service journeys. Human operation migrated to scalable digital capacity.
15+
Service Blueprints
Comprehensive ecosystem maps connecting physical and digital journeys, integrating NPS signals, system logs, and research insights to accelerate backlog prioritization and AI enabled insight generation.
300+
Deliveries between 2023 to 2026
Across 15 products and 7 channels. Scale sustained by governance and system infrastructure, not by team size alone.
50+
Research studies conducted
All strategically anchored. Zero studies conducted without explicit connection to a prioritization decision.
+59%
Activation conversion
Onboarding redesigned from 20 to 3 screens. Friction reduction compounding into active base expansion and spending growth.
−50%
Cancellation contacts
Post-journey redesign. Structural contact elimination through experience confidence, not service deflection.
05 Scale and Governance

From team structure
to operating system.

The operational difference between a team and a system is predictability. A team produces output when individuals are performing well. A system produces output consistently, because infrastructure, governance, and standards operate independently of any single person. That was the design goal from the start.

"A design function that depends on the manager's presence to maintain quality is not a function. It is a dependency. The infrastructure built was designed to operate independently of any individual."

Retrospective · Midway · 2025

The organizational model operated 11 designers across 15+ simultaneous critical fronts: Midway App, Riachuelo App, physical store (PDV), Cockpit, WhatsApp, and Web. No middle management layer. Direct executive interface with Tech, Product, Risk, and C-suite was maintained throughout. Complexity was managed through governance architecture, not through headcount.

Governance Architecture
Planning
Azure DevOps roadmap Entry criteria per squad RACI documented
Quality
Design Review ritual DS Commit flow Tech integration gate
Research & Strategy
Double Diamond standard Strategic alignment filter 50+ studies / period 15+ service blueprints
Design System
DS Committee Storybook + code lib Adoption metric / squad
Channels
Midway App · Riachuelo App Payments Portal · Cockpit Store · WhatsApp · Web
06 Executive Learnings

Executive Learnings from
this engagement.

The Midway transformation is replicable. The conditions that made it possible, and the decisions that defined it, are transferable to any regulated product environment operating at scale.

LEARNING · 01

Governance is a capital allocation decision

Ungoverned execution accumulates as organizational debt: rework, misalignment, quality variance, and escalation cost. Investing in governance architecture early is not overhead: it is risk reduction with a measurable return. The Design Review ritual and DS governance paid back their implementation cost within the first quarter of operation.

LEARNING · 02

Boundary-setting is a leadership output, not a failure mode

Refusing scope creep, declining misaligned research, and establishing role clarity under active resistance are capacity protection decisions with direct impact on delivery quality. Organizations that cannot maintain role clarity cannot build scalable functions. The capacity freed by saying no is always redeployed to higher-ROI work.

LEARNING · 03

Design System is a balance sheet asset, not a design tool

When framed as infrastructure with adoption metrics, governance, and quantified economic impact, the Design System secured executive sponsorship and engineering integration. The system generated measurable capacity gains without budget expansion. That is a capital efficiency outcome, not a design quality argument.

Next Case Study
Midway · Design System
and Governance at Scale